Frisbii Alternative
A €19/Month Gateway Fee Is Not 'Smart Payments.' It's a Tax on Your Revenue.
Frisbii charges €19/month just for gateway access, plus €0.08 per transaction — and you still need a separate acquirer agreement on top. Cost+ is an all-in-one solution: gateway, acquirer, and IC++ pricing in a single contract with zero monthly fees.
HIGH-RISK FRIENDLY
Gateway-Only Providers Can't Protect Your MID.
connects
you to
third-party
acquirers
— they don't
control
acquiring relationship.
If your acquirer
decides your
industry is too
risky
can't help.
is a licensed
ISO/TSP
with direct
banking
partnerships.
We control the
entire
payment chain,
which means
we can
onboard and
protect merchants in
CBD,
nutraceuticals,
gaming
and other
specialized sectors.
For Startups
For Scale
WHY COST+
€19/Month Before You Process a Single Payment.
WHY COST+
Why Pay for a Gateway and an Acquirer Separately?
Frisbii's gateway-only model means you pay €19/month + €0.08/transaction before your acquirer even takes their cut. For a small merchant doing 500 transactions/month, that's €508/year just in gateway fees.
With Cost+, there are no gateway fees, no monthly subscriptions, and no separate acquirer to negotiate with. Everything is included in one IC++ price.
Your total cost per transaction with Cost+ is transparent = Interchange (set by Visa/Mastercard) + Card Scheme Fee + our 0.50% margin + €0.15 authorization fee.
Frisbii's €0.08/tx gateway fee is effectively their auth fee — but you still need a separate acquirer on top.
Our single €0.15 auth fee covers it all: gateway, acquiring, and processing.
Frisbii is a gateway — not an acquirer. That means you need two contracts, two relationships, and two sets of fees stacking on top of each other.
Cost+ eliminates this complexity. Through our direct acquirer partnerships, we bundle gateway and acquiring into one contract. One fee structure, one point of contact. At scale, this simplification saves you both money and operational overhead.
Every Cost+ transaction is itemized: Interchange + Card Scheme Fee + 0.50% margin + €0.15 auth fee. No separate gateway fee. No separate acquirer fee. One authorization fee that includes everything.
FEE COMPARISON
Frisbii vs. Cost+
Side by Side
Monthly fees, acquirer setup, fixed costs, and bundled vs. two-contract pricing compared.
Features
Monthly Subscription
€0.00
€19 / Month
Gateway / Authorization Fee
€0.00 — no separate gateway or auth fee
€0.08 / tx (gateway only — acquirer separate)
Acquirer
Bundled — no separate acquirer agreement needed
Separate agreement required
Pricing Model
Interchange + Scheme + Margin + Auth Fee (all-in-one)
Gateway + Acquirer (two contracts)
High-Risk Support
Specialized / High Acceptance
Limited
Fixed Costs
Pay-as-you-go
Yes (€19/mo + acquirer fees)
Get quick answers
Take the Short Way
Get to know how to saveup to 40% on payment processing by switching to Cost+’s IC++ model.
POD PLUG
Nov 19, 2025
“Our payments run flawlessly, support is instant, and we feel genuinely valued as a partner, not just a merchant.”
IC++ BREAKDOWN
How Our Pricing Works
Every Cost+ transaction is broken down into four transparent components:
Interchange
Set by Visa/Mastercard
Card Scheme Fee
Network Cost
Your Total Cost
Nothing else
0.50% Margin
Our Markup
€0.15 Auth Fee
Authorization Cost
COST+ VS. FRISBII
Frequently Asked Questions
Gateway vs. full processor, annual costs, subscription fees, and high-risk support compared.
Is Frisbii a payment gateway or a full payment processor?
Frisbii is a gateway-only provider — it routes transactions but does not acquire them. Merchants need a separate acquiring agreement with a bank. Cost+ is an all-in-one provider that bundles gateway, acquiring, and processing into a single contract, eliminating the need for multiple payment partners.
How much does Frisbii cost per year for a small merchant?
Frisbii charges EUR 19/month subscription plus EUR 0.08 per transaction as a gateway fee. For a merchant processing 500 transactions per month, that totals EUR 508 per year in gateway fees alone — before any acquirer costs. Cost+ has zero monthly fees and zero gateway fees.
Why is a gateway-only provider risky for merchants?
Gateway-only providers like Frisbii cannot protect your Merchant ID (MID) if the third-party acquirer decides your industry is too risky. Cost+ controls the full payment chain as a licensed ISO/TSP, providing more stability and merchant protection since there is no separate acquirer that can independently terminate your account.
Does Cost+ have a monthly subscription like Frisbii?
No. Frisbii charges EUR 19/month as a gateway subscription. Cost+ has zero monthly fees — merchants only pay per transaction (interchange + scheme + 0.50% + EUR 0.15 auth fee). This makes Cost+ more cost-effective especially for merchants with lower or variable transaction volumes.
Can Frisbii handle high-risk merchants?
Frisbii has limited support for high-risk industries. Because Frisbii is gateway-only, high-risk merchants also face the challenge of finding a separate acquirer willing to accept their business. Cost+ handles both gateway and acquiring, specializing in high-risk verticals like CBD, gaming, and forex with dedicated MIDs.
