Payments Should Be Transparent. We Made It the Whole Point.
Theis Nordahl
Theis Nordahl founded the company in Estonia in 2024. NoPayn is now Cost+. Some customer reviews refer to our previous name.
Actual interchange and scheme costs, plus the disclosed Cost+ margin and fixed processing fees. Amex uses its separate flat percentage. A published percentage for your card type and region, plus fixed processing fees. Bring your own acquiring agreement. The gateway-only transaction fee excludes your acquirer's separate costs.
Honesty as a Product: The New Era of Cost+
See what goes to the banks. See what goes to us. Compare IC++, blended and gateway-only pricing for your business.
What We Stand For
Three principles guide everything we build, price, and ship.
Actual interchange and scheme costs, plus the disclosed Cost+ margin and fixed processing fees. Amex uses its separate flat percentage.
Approval, settlement timing and any rolling reserve depend on underwriting and the merchant agreement.
Ask for the applicable PCI certification scope, service commitments, supported countries and payment-method eligibility before you sign.
Small Team. Big Impact.
Cost+ runs lean by design. We prioritize automation, strategic partnerships, and simplified workflows over headcount. No layers of middle management. No bloated org chart. The result: lower overhead, faster decisions, and savings passed directly to the merchants we serve. Every euro we don't spend on bureaucracy is a euro our merchants keep.
NoPayn is now Cost+. Some customer reviews refer to our previous name.
“Super good payment gateway with low fees! I cannot imagine using anyone else than NoPayn again. Super good payment.”
“The team was exceptionally fast and responsive, even outside of regular office hours. The onboarding process went smoothly.”
“I've been working with NoPayn for about two months now, and this is exactly what you want from a payment gateway, not just a service”
“Our payments run flawlessly, support is instant, and we feel genuinely valued as a partner, not just a merchant.”
“Amazing from start to finish. Would recommend for anyone looking for a payment provider for their Shopify store. 10/10”
“We are so happy with NoPayn. Payments processed perfectly. They handled the entire integration to Wix. The team have been fast.”
“Impressed by their transparent model and value given to high risk merchants! Im using their solution for my business also for B2B.”
Connect your store
Choose a documented integration, complete your account checks, connect and test before going live.
Wix and Ecwid plugins are in development. Contact us about API options and eligibility; a logo does not establish availability.
Connect your storeGlobal Payment Choice through Deep Partnerships
Vipps and MobilePay have applicable method fees. Confirm availability and the applicable quote with sales.
From account to first payment
- Create an account
- Create a website entry in Cost+ and supply business information
- Complete the required checks
- Connect your integration
- Test before going live
Approval, settlement timing and any rolling reserve depend on underwriting and the merchant agreement.