COMPARE & SAVE
Payment Savings Calculator
See how much you could save by switching to Cost+'s IC++ model.
Select Pricing Model
Your Details
Montly Volume
€0
€1,000,000
Avg Order Value
€5
€500
Enter the complete rates from your current agreement. The current-provider estimate uses only these three inputs. It does not silently add a generic gateway, 3DS, tokenization or subscription fee.
Estimated Annual Difference
3,484
Based on 0 transactions/month
815
Your current cost / mo
815
Cost+ / mo
Cost+ estimate assumption: 100% EU consumer debit cards, with 0.20% interchange + 0.10% assumed scheme fee + 0.50% Cost+ margin + EUR 0.15 per authorization. Actual interchange and scheme fees vary with card mix. Your current-provider result uses only the values you entered.
Cost component
Your current provider
Percentage rate
1.50%
0.80% assumed: 0.20% interchange + 0.10% scheme fee + 0.50% margin
Fixed fee per transaction
EUR 0.35
EUR 0.15
Monthly fee
EUR 0
EUR 0
3DS
Not added automatically; include it in your entered fixed fee if it applies
Included
Gateway and acquiring
Use the full percentage and fixed fees from your agreement
Covered by the displayed IC++ formula
Savings calculator
Frequently Asked Questions
How the calculator uses your inputs and states every assumption.
Enter monthly processing volume, average order value, your current percentage rate, your current fixed fee per transaction and your current monthly fee. The calculator derives the monthly transaction count, calculates your current monthly cost from only those inputs, and compares it with the stated Cost+ assumptions. The annual difference is the monthly difference multiplied by 12.
The estimate assumes 100% EU consumer debit cards: 0.20% interchange, a 0.10% assumed card scheme fee, the 0.50% Cost+ margin and EUR 0.15 per authorization. This is 0.80% of volume plus the authorization fee. Actual interchange and scheme fees vary with card type, issuer, region and transaction method.
No. It uses only the percentage rate, fixed transaction fee and monthly fee you enter. It does not silently add a generic gateway, 3DS, tokenization, subscription or acquirer fee. Enter the complete contracted figures that apply to your own setup.
Yes, by entering the current percentage, fixed transaction fee and monthly fee that apply to your actual plan and card mix. The calculator does not guess a competitor plan or apply generic competitor figures. Use the sourced comparison pages to identify the relevant published structure, then confirm it against your own agreement.
No. It is an estimate based on the displayed assumptions and your inputs. A final Cost+ quote depends on the merchant, card mix, payment methods and underwriting. Current-provider costs also depend on the precise contract and any fees you did not include in the three inputs.
