Swish — Payment Method

Accept Swish through Your Own Agreement — We Handle the Gateway.

Your business needs its own Swish agreement with its bank. Contact us to confirm availability and applicable fees for your setup. Contact sales →
SWISH PAYMENTS

Understanding Swish costs

Your business needs its own agreement with its bank. Contact us to confirm availability and applicable fees for your setup. Contact sales →
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Your quote reflects your business, integration and applicable payment-method fees.
Worked example: Compare plans. Low risk. EUR. Monthly successful transaction volume: €100,000.00. Average order value: €50.00. Successful transactions / month: 2,000. Assumed interchange + scheme cost (%): 0.35%. Cost+ margin: 0.40%. Blended · Monthly estimate: €990.00. IC++ · Monthly estimate: €930.00. Annual difference: €720.00. 100% · Consumer: domestic / intra-EEA. 100% of the modeled volume uses the selected card type and region. This is a scenario, not your actual card mix. One authorization attempt is assumed per successful transaction. Acquiring authorization fees apply per attempt, including unsuccessful attempts. Shopify: 0. Bank and scheme costs are assumed. Settlement, refund, dispute, conversion and other method fees are excluded.
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Bring your own Swish agreement — full control
Bank charges and Cost+ fees are separateContact sales →
Method fees set out in your quote
Approve Swish payments with Mobile BankID
SWISH PAYMENTS

Frequently Asked Questions

Costs, agreement requirements, Swedish market reach, and supported platforms.
How does Swish work with Cost+?
Cost+ connects your checkout to Swish. The customer approves the request in Swish with Mobile BankID, and the payment moves directly between bank accounts. Your business needs its own Swish agreement with its bank.
How much does Swish cost through Cost+?
Swish costs combine your bank’s Swish charges and the applicable Cost+ fees agreed for your integration. These are separate charges; card interchange rates do not describe Swish pricing. Your bank agreement and Cost+ quote establish the total.
Do I need my own Swish agreement to use Cost+?
Yes. Your business needs its own Swish merchant agreement with its bank. Cost+ provides the checkout connection; it does not replace that bank agreement.
How many users does Swish have in Sweden?
Swish reported 8.7 million users at the end of 2025, showing its broad reach in Sweden. Swish · 2025
Which platforms support Swish via Cost+?
Cost+ lists Swish among the methods supported across its plugin portfolio. Availability depends on the platform, plugin version and your Swish bank agreement; check the chosen integration before enabling it.
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Your business needs its own Swish agreement with its bank. Contact us to confirm availability and applicable fees for your setup. Contact sales →
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