Mollie alternative
Compare Mollie's blended pricing with Cost+ IC++
On Mollie's EUR pricing page, EEA consumer Visa and Mastercard payments cost 1.80% + EUR 0.25, while EEA commercial cards cost 2.90% + EUR 0.25. Mollie advertises IC++ within tailored volume pricing for businesses processing more than EUR 100,000 per month. Cost+ uses IC++ from day one: interchange + card scheme fee + 0.40% margin + EUR 0.09 per authorization attempt, with no monthly fee.
Mollie
Merchant eligibility
Mollie assesses applications individually
Mollie publishes a prohibited products and services list that includes unlicensed gambling and certain drug-related and high-risk financial activities. Mollie says every application is assessed individually and that its list is not exhaustive. Merchants should confirm current eligibility directly with Mollie before relying on a pricing comparison. Cost+ eligibility is also subject to underwriting and risk review.
MollieWhy Cost+
Compare the published pricing structures
Why Cost+
One itemized Cost+ formula
Mollie
Published blended card rates
Mollie's published EUR rates are 1.80% + EUR 0.25 for EEA consumer Visa and Mastercard, 2.90% + EUR 0.25 for EEA commercial cards, and 3.25% + EUR 0.25 for non-EEA cards. Acquiring is included in these rates.
Cost+
One itemized Cost+ formula
Cost+ charges interchange + card scheme fee + a 0.40% margin + EUR 0.09 per authorization attempt. The formula covers gateway, acquiring and 3DS, has no monthly fee, and lets merchants review each fee component.
Cost+
EEA consumer Visa and Mastercard
Interchange + card scheme fee + 0.40% + EUR 0.09 per authorization attempt
Cost+
EEA commercial cards
Interchange + card scheme fee + 0.40% + EUR 0.09 per authorization attempt
Cost+
Non-EEA cards
Interchange + card scheme fee + 0.40% + EUR 0.09 per authorization attempt
Cost+
MobilePay
Vipps and MobilePay have applicable method fees. Confirm availability and the applicable quote with sales.
Mollie
IC++ availability
Advertised within tailored pricing for businesses processing more than EUR 100,000 per month
Mollie
Tailored pricing for larger volume
Mollie invites businesses processing more than EUR 100,000 per month to request tailored pricing. The options advertised for that tier include IC++, volume discounts, multi-product discounts and country-specific rates.
Cost+
Monthly fee
EUR 0
Cost+
EEA consumer Visa and Mastercard
Interchange + card scheme fee + 0.40% + EUR 0.09 per authorization attempt
Fee comparison
Cost+ and Mollie side by side
This comparison uses Mollie's published EUR pricing. Actual interchange and card scheme fees under IC++ vary with the transaction and card mix. These comparisons illustrate low-risk IC++ for non-Amex cards: the 0.40% Cost+ margin plus actual interchange, scheme and fixed processing fees. Amex uses a flat 3.40% at low risk or 4.49% at high risk, plus fixed processing fees; the normal IC++ margin is not added. Authorization: Per authorization attempt, for IC++ and blended. Processing gateway: Per successful transaction, for IC++ and blended. Using a Cost+ Shopify app adds 0.35% of transaction value on every plan, billed separately from processing fees. This is the Cost+ app charge; your Shopify plan may impose other charges.
Feature
Mollie
EEA consumer Visa and Mastercard
Interchange + card scheme fee + 0.40% + EUR 0.09 per authorization attempt
1.80% + EUR 0.25
EEA commercial cards
Interchange + card scheme fee + 0.40% + EUR 0.09 per authorization attempt
2.90% + EUR 0.25
Non-EEA cards
Interchange + card scheme fee + 0.40% + EUR 0.09 per authorization attempt
3.25% + EUR 0.25
MobilePay
Vipps and MobilePay have applicable method fees. Confirm availability and the applicable quote with sales.
1.80% + EUR 0.25
IC++ availability
Used from day one
Advertised within tailored pricing for businesses processing more than EUR 100,000 per month
Monthly fee
EUR 0
EUR 0 under standard pay-per-transaction pricing
Your own card mix
See your exact rate
Use the fee calculator with your transaction volume, average basket and card mix. IC++ interchange and card scheme fees vary, so your own inputs provide the relevant comparison.
Ravn Sebastian Evensen
Jun 13, 2025
“Impressed by their transparent model and value given to high risk merchants! Im using their solution for my business also for B2B.”
IC++ BREAKDOWN
How Our Pricing Works
These comparisons illustrate low-risk IC++ for non-Amex cards: the 0.40% Cost+ margin plus actual interchange, scheme and fixed processing fees. Amex uses a flat 3.40% at low risk or 4.49% at high risk, plus fixed processing fees; the normal IC++ margin is not added. Event fees apply only when the corresponding event occurs.
Interchange
Set by card networks
Card scheme fees
Network costs
IC++
Low risk
0.40%
Cost+ margin
€0.09
AuthorizationPer attempt
Authorization: Per authorization attempt, for IC++ and blended.
Cost+ vs. Mollie
Frequently asked questions
Answers based on Mollie's published EUR pricing and prohibited products and services list.
Mollie's published EUR pricing is 1.80% + EUR 0.25 for EEA consumer Visa and Mastercard, 2.90% + EUR 0.25 for EEA commercial cards, and 3.25% + EUR 0.25 for non-EEA cards. These are bundled rates with acquiring included. Mollie states that standard pricing has no minimum cost or lock-in and is charged per successful transaction. For businesses processing under EUR 500,000 per year, Mollie lists five payouts per month as free and then EUR 0.25 each. A payout in a currency other than the primary balance is listed at 1%, with exemptions and balance-level conditions stated on the pricing page.
Assumptions: 10,000 transactions per year at an average basket of EUR 100, all paid with EEA consumer Visa or Mastercard, distributed evenly through the year, with no refunds or disputes. Annual volume is EUR 1,000,000, or an average EUR 83,333.33 and 833.33 transactions per month. Mollie costs EUR 18,000 in percentage fees + EUR 2,500 in fixed fees = EUR 20,500 per year, or EUR 1,708.33 per average month. Illustrative Cost+ example: 100% EU consumer debit cards; one authorization attempt per successful transaction. Interchange and scheme figures are assumptions. Excludes Shopify, conversion, settlement, refunds, disputes and other applicable charges. 0.20% illustrative interchange + 0.10% assumed scheme fee + 0.40% Cost+ margin + EUR 0.09 per authorization attempt; no low-risk processing gateway fee. EUR 583.33 + EUR 75.00 = EUR 658.33 / month; EUR 7900.00 / year.
Mollie's EUR pricing page lists MobilePay at 1.80% + EUR 0.25 and Vipps at 1.80% + EUR 0.25.
No payment provider guarantees acceptance for every business. Mollie's published prohibited products and services list includes unlicensed gambling and certain drug-related and high-risk financial activities. Mollie says it assesses every application individually and that the list is not exhaustive. Current eligibility should be confirmed directly with Mollie.
Mollie invites businesses processing more than EUR 100,000 per month to contact sales for tailored pricing. Its published options for that tier include IC++, volume discounts, multi-product discounts and country-specific rates. Cost+ uses an IC++ formula from day one.
Mollie prices last verified on . against Mollie's published pricing page, Mollie's prohibited products and services list. Prices may be stated exclusive of VAT and may change after the verification date. Mollie is a trademark of its respective owner. Cost+ (Costplus OÜ) is not affiliated with, endorsed by or sponsored by Mollie.