Published blended card rates
Mollie's published EUR rates are 1.80% + EUR 0.25 for EEA consumer Visa and Mastercard, 2.90% + EUR 0.25 for EEA commercial cards, and 3.25% + EUR 0.25 for non-EEA cards. Acquiring is included in these rates.
Mollie alternative
Compare Mollie's blended pricing with Cost+ IC++
On Mollie's EUR pricing page, EEA consumer Visa and Mastercard payments cost 1.80% + EUR 0.25, while EEA commercial cards cost 2.90% + EUR 0.25. Mollie advertises IC++ within tailored volume pricing for businesses processing more than EUR 100,000 per month. Cost+ uses IC++ from day one: interchange + card scheme fee + 0.50% margin + EUR 0.15 per authorization, with no monthly fee.
Mollie
Merchant eligibility
Mollie assesses applications individually
Mollie publishes a prohibited products and services list that includes unlicensed gambling and certain drug-related and high-risk financial activities. Mollie says every application is assessed individually and that its list is not exhaustive. Merchants should confirm current eligibility directly with Mollie before relying on a pricing comparison. Cost+ eligibility is also subject to underwriting and risk review.
MollieWhy Cost+
Compare the published pricing structures
Tailored pricing for larger volume
Mollie invites businesses processing more than EUR 100,000 per month to request tailored pricing. The options advertised for that tier include IC++, volume discounts, multi-product discounts and country-specific rates.
One itemized Cost+ formula
Cost+ charges interchange + card scheme fee + a 0.50% margin + EUR 0.15 per authorization. The formula covers gateway, acquiring and 3DS, has no monthly fee, and lets merchants review each fee component.
Fee comparison
Cost+ and Mollie side by side
This comparison uses Mollie's published EUR pricing. Actual interchange and card scheme fees under IC++ vary with the transaction and card mix.
Feature
Mollie
EEA consumer Visa and Mastercard
Interchange + card scheme fee + 0.50% + EUR 0.15 per authorization
1.80% + EUR 0.25
EEA commercial cards
Interchange + card scheme fee + 0.50% + EUR 0.15 per authorization
2.90% + EUR 0.25
Non-EEA cards
Interchange + card scheme fee + 0.50% + EUR 0.15 per authorization
3.25% + EUR 0.25
MobilePay
Zero monthly subscription with IC++ pricing; optional flat-fee agreement for eligible low-risk merchants
1.80% + EUR 0.25
IC++ availability
Used from day one
Advertised within tailored pricing for businesses processing more than EUR 100,000 per month
Monthly fee
EUR 0
EUR 0 under standard pay-per-transaction pricing
Your own card mix
See your exact rate
Use the fee calculator with your transaction volume, average basket and card mix. IC++ interchange and card scheme fees vary, so your own inputs provide the relevant comparison.
Ravn Sebastian Evensen
Jun 13, 2025
“Impressed by their transparent model and value given to high risk merchants! Im using their solution for my business also for B2B.”
IC++ BREAKDOWN
How Our Pricing Works
Every Cost+ transaction is broken down into four transparent components:
Interchange
Set by Visa/Mastercard
Card Scheme Fee
Network Cost
Your Total Cost
Nothing else
0.50% Margin
Our Markup
€0.15 Auth Fee
Authorization Cost
Cost+ vs. Mollie
Frequently asked questions
Answers based on Mollie's published EUR pricing and prohibited products and services list.
Mollie's published EUR pricing is 1.80% + EUR 0.25 for EEA consumer Visa and Mastercard, 2.90% + EUR 0.25 for EEA commercial cards, and 3.25% + EUR 0.25 for non-EEA cards. These are bundled rates with acquiring included. Mollie states that standard pricing has no minimum cost or lock-in and is charged per successful transaction. For businesses processing under EUR 500,000 per year, Mollie lists five payouts per month as free and then EUR 0.25 each. A payout in a currency other than the primary balance is listed at 1%, with exemptions and balance-level conditions stated on the pricing page.
Assumptions: 10,000 transactions per year at an average basket of EUR 100, all paid with EEA consumer Visa or Mastercard, distributed evenly through the year, with no refunds or disputes. Annual volume is EUR 1,000,000, or an average EUR 83,333.33 and 833.33 transactions per month. Mollie costs EUR 18,000 in percentage fees + EUR 2,500 in fixed fees = EUR 20,500 per year, or EUR 1,708.33 per average month. Cost+ assumes 0.20% interchange + 0.10% card scheme fee + 0.50% margin + EUR 0.15 per authorization: EUR 8,000 + EUR 1,500 = EUR 9,500 per year, or EUR 791.67 per average month. The interchange and card scheme figures are example assumptions; actual IC++ costs vary.
Mollie's EUR pricing page lists MobilePay at 1.80% + EUR 0.25 and Vipps at 1.80% + EUR 0.25. Cost+ offers MobilePay with zero monthly subscription under IC++ pricing, with an optional flat-fee agreement for eligible low-risk merchants.
No payment provider guarantees acceptance for every business. Mollie's published prohibited products and services list includes unlicensed gambling and certain drug-related and high-risk financial activities. Mollie says it assesses every application individually and that the list is not exhaustive. Current eligibility should be confirmed directly with Mollie.
Mollie invites businesses processing more than EUR 100,000 per month to contact sales for tailored pricing. Its published options for that tier include IC++, volume discounts, multi-product discounts and country-specific rates. Cost+ uses an IC++ formula from day one.
Mollie prices last verified on . against Mollie's published pricing page, Mollie's prohibited products and services list. Prices may be stated exclusive of VAT and may change after the verification date. Mollie is a trademark of its respective owner. Cost+ (Costplus OÜ) is not affiliated with, endorsed by or sponsored by Mollie.
