Swish — Payment Method
Accept Swish through Your Own Agreement — We Handle the Gateway.
Swish is the heartbeat of Swedish e-commerce with 8M+ active users. We support Swish payments through our gateway, but the Swish agreement itself must be held directly by your business. We charge only a small, transparent gateway fee of €0.05 per transaction on top — no monthly subscriptions, no hidden surcharges.
SWISH PAYMENTS
The Hidden Tax on Swish
Unlike other PSPs that bundle
behind
expensive
gateway
subscriptions
and
per-transaction
surcharges
keeps it
simple: bring your own
agreement
and we route the
transactions
for just
€0.05 per
transaction.
No monthly fee,
no markup on the
costs themselves.
Sweden'sdominant
mobile payment method
with
8M+ active users.
drives
the
highest mobile
conversion rates
in Scandinavia.
SEE YOUR RATES
Get Your
Specialized Quote
Your rate depends on your card mix, regions, and transaction methods. Get a quote based on your actual volume.
PLATFORMS & API
Discover Our Integrations
Bring your own Swish agreement — full control
Transparent €0.05 gateway fee per transaction
No monthly subscription or hidden surcharges
Real-time bank-to-bank payments for instant checkout
SWISH PAYMENTS
Frequently Asked Questions
Costs, agreement requirements, Swedish market reach, and supported platforms.
How does Swish work with Cost+?
Unlike other payment methods, Swish requires merchants to bring their own Swish agreement with their bank. Cost+ acts as the gateway and charges only EUR 0.05 per transaction — no monthly subscription, no hidden surcharges.
How much does Swish cost through Cost+?
Cost+ charges a flat EUR 0.05 per Swish transaction as a gateway fee. There are no monthly subscriptions, no hidden 3DS charges, and no tokenization fees. This is significantly cheaper than competitors who charge EUR 0.13–0.25 per transaction.
Do I need my own Swish agreement to use Cost+?
Yes. Merchants must have their own Swish agreement directly with their bank. Cost+ handles the gateway routing for just EUR 0.05/tx, giving you full control over your Swish relationship and costs.
How many users does Swish have in Sweden?
Swish has over 8 million active users in Sweden, making it the dominant mobile payment method in the country. For merchants targeting Swedish consumers, accepting Swish through Cost+ provides real-time bank-to-bank payments.
Which platforms support Swish via Cost+?
Swish is available through Cost+ on Shopify, WooCommerce, and Magento. The integration enables real-time bank-to-bank payments with automatic order synchronization.
