COMPARE & SAVE
Payment Savings Calculator
See how much you could save by switching to Cost+'s IC++ model.
Select Pricing Model
Your Details
Montly Volume
€0
€1,000,000
Avg Order Value
€5
€500
Cost per Transaction
Fee
The rate shown is a blended rate. It averages costs across card types, regions, and payment methods. Your final rate depends on your specific transaction mix. Talk to sales for exact pricing.
Potential Yealy Savings
3,484
Based on 667 transactions/month
815
Your current cost / mo
815
Cost+ / mo
Features
Your Current
3DS Authentication
€0.03
€0.00
Gateway Fee
€0.13
€0.00
Auth Fee
€0.04
€0.15
Monthly Subscription
€7.00
€0.00
Processing Rate
1.35%
~0.85% (IC++)
0.85% is an estimate of the average interchange + scheme feess + out margin combined. Actual rates vary by card type, issuing country, and transaction method.
SAVINGS CALCULATOR
Frequently Asked Questions
How the calculator works, estimated savings, eliminated fees, and custom rate comparisons.
How does the Cost+ savings calculator work?
The calculator lets merchants input their monthly transaction volume (up to EUR 1,000,000), average order value (EUR 5–500), and their current processing rate (default 1.35% blended or a custom rate). It then shows a side-by-side comparison of current costs versus Cost+ IC++ costs, including a projected yearly savings figure.
How much could I save at EUR 50,000 monthly volume?
At EUR 50,000 monthly volume with a EUR 75 average order value, the calculator estimates current blended costs of EUR 815/month versus Cost+ costs of EUR 525/month — a potential yearly saving of approximately EUR 3,484.
What fees does Cost+ eliminate compared to blended providers?
The calculator highlights several fees that Cost+ sets to EUR 0: 3DS authentication (vs EUR 0.03 at blended providers), gateway fees (vs EUR 0.13), monthly subscription (vs EUR 7.00), and tokenization (vs EUR 0.04). The only per-transaction cost is the EUR 0.15 authorization fee plus the IC++ processing rate.
Can I compare Cost+ against my own custom processing rate?
Yes. The calculator includes a toggle to switch between the default 1.35% blended comparison rate and a custom rate field where merchants can enter their actual current processing percentage for a more accurate savings estimate.
What processing rate does Cost+ use in the calculator comparison?
The calculator uses approximately 0.85% as the effective IC++ processing rate for Cost+, compared to 1.35% for a typical blended provider. The 0.85% represents the average of interchange + scheme fees + Cost+'s 0.50% margin on EU card transactions.
