Payments that feel at home in your store.
Payment tools for your business
Create a Cost+ payment link for the amount agreed in a furniture quote, then share it with your customer. They can pay on the hosted payment page.
If a customer cancels a purchase or you agree to return part of the payment, request the appropriate refund amount through Cost+. Each successful refund carries the applicable fixed fee.
Use the fee calculator to estimate processing costs for furniture and homeware purchases. Compare the percentage charges and fixed fees at your typical sale amount.
A payment link for your quote
Create a Cost+ payment link for the amount agreed in a furniture quote, then share it with your customer. They can pay on the hosted payment page.
Full or partial refunds
If a customer cancels a purchase or you agree to return part of the payment, request the appropriate refund amount through Cost+. Each successful refund carries the applicable fixed fee.
Compare fees on larger purchases
Use the fee calculator to estimate processing costs for furniture and homeware purchases. Compare the percentage charges and fixed fees at your typical sale amount.
Understand the cost of each payment
Your industry. Your questions.
Answers about payment acceptance, refunds and connecting Cost+ to your store.
Which MCCs cover furniture and homewares?
Furniture and home-furnishing stores commonly use MCC 5712, while some specialist home-furnishing retailers use 5719. Your acquirer assigns the category based on the main products and activities of the business.
Do long furniture delivery times affect the acquiring offer?
They can. Payments taken well before delivery create a different exposure from in-stock retail. Share typical lead times, made-to-order terms and cancellation arrangements during review.
Can a customer pay for a furniture quote using a link?
Yes. Create a Cost+ payment link for the amount you want to collect and share it with the customer. The link opens a hosted payment page with the methods available for your account. The quote and any changes to it remain part of your own sales process.
How do I start accepting payments with Cost+?
Create a Cost+ account, add your website in the dashboard and supply your business information. Complete the required checks, connect your integration and test payments and refunds before going live. Your acquiring offer and approval depend on the business review.
Is a partial refund charged differently from a full refund?
The fixed refund fee applies to each successful refund, whether full or partial. It is not a percentage of the refunded amount. Multiple successful partial refunds are charged separately. See the fee schedule for your agreement and selected currency.
Can I offer Apple Pay and Google Pay on my store?
Cost+ supports these wallets through its hosted checkout and API where enabled for your configuration. They are not available through Cost+ on Shopify: Shopify does not allow third-party providers to offer them. For other platforms, check the integration’s supported payment methods.