Payments that fit your clothing and footwear store.
Payment tools for your business
Offer card payments and available digital wallets when customers buy clothes or shoes. Supported methods depend on your store integration and merchant account.
Return the full payment or the amount owed when a customer returns part of a purchase. Each successful full or partial refund carries the applicable fixed fee.
Compare IC++ and blended pricing using your typical clothing or footwear sale. The fee schedule shows percentage charges and fixed fees; the calculator provides an estimate.
Payment choices at checkout
Offer card payments and available digital wallets when customers buy clothes or shoes. Supported methods depend on your store integration and merchant account.
Refunds for returns
Return the full payment or the amount owed when a customer returns part of a purchase. Each successful full or partial refund carries the applicable fixed fee.
Clear processing fees
Compare IC++ and blended pricing using your typical clothing or footwear sale. The fee schedule shows percentage charges and fixed fees; the calculator provides an estimate.
Understand the cost of each payment
Your industry. Your questions.
Answers about payment acceptance, refunds and connecting Cost+ to your store.
Which merchant categories apply to clothing and shoe shops?
Family clothing and footwear commonly fall under MCC 5651 and 5661. Specialist ranges can use another category; the acquirer assigns the MCC based on your principal business, not the name of your website.
Can I refund a payment when a customer returns clothes or shoes?
Yes. Cost+ supports full and partial payment refunds. You decide how much to return under your store’s returns policy and submit that amount through a supported refund integration or the API. Cost+ processes the payment refund; your store handles the return or exchange. Each successful refund carries the applicable fixed fee.
Does selling fashion automatically qualify me for low-risk pricing?
No. Established clothing and footwear retail often fits a low-risk arrangement, but the review also considers delivery times, countries, chargeback history and your product range. Pre-orders or unusual fulfilment models can affect the offer.
How do I start accepting payments with Cost+?
Create a Cost+ account, add your website in the dashboard and supply your business information. Complete the required checks, connect your integration and test payments and refunds before going live. Your acquiring offer and approval depend on the business review.
Is a partial refund charged differently from a full refund?
The fixed refund fee applies to each successful refund, whether full or partial. It is not a percentage of the refunded amount. Multiple successful partial refunds are charged separately. See the fee schedule for your agreement and selected currency.
Can I offer Apple Pay and Google Pay on my store?
Cost+ supports these wallets through its hosted checkout and API where enabled for your configuration. They are not available through Cost+ on Shopify: Shopify does not allow third-party providers to offer them. For other platforms, check the integration’s supported payment methods.