Baby & children

Payments for the little things that matter.

Accept payments for baby clothes, toys and everyday essentials. Cost+ gives your shop access to supported online payment methods and full or partial payment refunds.
Baby & children

Payment tools for your business

Cards and wallets at checkout

Offer card payments and available digital wallets for baby clothes, toys and essentials. Method availability depends on your store integration and merchant account.

Refund part of a payment

If a customer returns part of a gift purchase, you can refund the amount you agree with them. Each successful partial refund has the applicable fixed fee.

Connect your existing shop

Use a supported store plugin or the Cost+ API to add payment processing to your children’s shop. You can keep using your existing store platform where an integration is available.

Offer card payments and available digital wallets for baby clothes, toys and essentials. Method availability depends on your store integration and merchant account.

Cards and wallets at checkout

Offer card payments and available digital wallets for baby clothes, toys and essentials. Method availability depends on your store integration and merchant account.

Refund part of a payment

If a customer returns part of a gift purchase, you can refund the amount you agree with them. Each successful partial refund has the applicable fixed fee.

Connect your existing shop

Use a supported store plugin or the Cost+ API to add payment processing to your children’s shop. You can keep using your existing store platform where an integration is available.

Baby & children

Understand the cost of each payment

For an approved low-risk acquiring agreement, choose IC++ or blended pricing. The gateway is included, with no setup or monthly fee. Compare the full fee schedule in your chosen currency.
Worked example: Compare plans. Low risk. EUR. Monthly successful transaction volume: €100,000.00. Average order value: €50.00. Successful transactions / month: 2,000. Assumed interchange + scheme cost (%): 0.35%. Cost+ margin: 0.40%. Blended · Monthly estimate: €990.00. IC++ · Monthly estimate: €930.00. Annual difference: €720.00. 100% · Consumer: domestic / intra-EEA. 100% of the modeled volume uses the selected card type and region. This is a scenario, not your actual card mix. One authorization attempt is assumed per successful transaction. Acquiring authorization fees apply per attempt, including unsuccessful attempts. Shopify: 0. Bank and scheme costs are assumed. Settlement, refund, dispute, conversion and other method fees are excluded.
Industries

Connect the store you already run

Use a supported store integration or build around the Cost+ API. Match payment methods to your platform and merchant configuration before going live.

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Baby & children

Your industry. Your questions.

Answers about payment acceptance, refunds and connecting Cost+ to your store.

Is there one MCC for every baby and children’s shop?

No. Children’s and infants’ clothing commonly uses MCC 5641, while toy shops can fall under 5945. A store mainly selling nursery furniture or another product group may have a different MCC.

Can I refund part of a baby gift purchase?

Yes. Cost+ supports a partial refund of the payment amount. You decide the amount to return; Cost+ does not identify which products were returned. Submit the refund through a supported integration or the API. Each successful refund is charged separately, including multiple partial refunds of one payment.

What information should I prepare for my shop’s review?

Have your company details, website, main product categories, delivery times and returns policy ready. Describe pre-orders and any specialist products clearly so the acquiring review reflects how your business actually operates.

How do I start accepting payments with Cost+?

Create a Cost+ account, add your website in the dashboard and supply your business information. Complete the required checks, connect your integration and test payments and refunds before going live. Your acquiring offer and approval depend on the business review.

Is a partial refund charged differently from a full refund?

The fixed refund fee applies to each successful refund, whether full or partial. It is not a percentage of the refunded amount. Multiple successful partial refunds are charged separately. See the fee schedule for your agreement and selected currency.

Can I offer Apple Pay and Google Pay on my store?

Cost+ supports these wallets through its hosted checkout and API where enabled for your configuration. They are not available through Cost+ on Shopify: Shopify does not allow third-party providers to offer them. For other platforms, check the integration’s supported payment methods.

Industries

From account to first payment

Create a Cost+ account, add your website in the dashboard and supply your business information. Complete the required checks, connect your integration and test payments and refunds before going live. Your acquiring offer and approval depend on the business review.
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